HOLC REDLINING (Dis)Investment

In 1935, the FHLBB commissioned the HOLC to draw up 'residential security maps' of 239 US cities, designed to indicate the security level of real-estate investments. These maps, which were based on racial assumptions rather than factual data, identified minority neighborhoods as unable to meet lending criteria. This resulted in many African-Americans being unjustly refused mortgages.  The maps were kept secret amongst select members of the banking and real-estate industries. Once discovered in the 1960s, this discrimination practice became known as ‘Redlining’.

METRO DETROIT MAP AND ITS RACIAL SHIFT, INFLUENCE FROM REDLINING

  • 1 DOT  =  10 PEOPLE
  • RED  =  BLACK AMERICANS
  • GREEN  =  WHITE AMERICANS